In today’s time in this digital world, every person does online shopping. For which he needs a credit card or debit card. If you have a credit card, then you have to pay it from time to time. If you do not know about SBI credit card payment, then read this carefully. In this article, we have given you information about how to pay SBI credit card.
SBI Credit Card Online Payment through IMPS and NEFT
If you want to pay SBI credit card through IMPS and NEFT, then your mobile number must be registered with your bank. Let us know how to pay SBI credit card through IMPS and NEFT.
How to use NEFT to pay credit card bills?
SBI is one of the top 10 branches of India. If you have a credit card of SBI Bank and you use it, then you have to pay it from time to time. To make an online payment of SBI credit card, you can follow the following steps:
- Only customers who are registered for online banking services can use the NEFT payment facility. Registration is mandatory to use this service.
- A list of credit card billers needs to be created, from which one can select from various billers.
- After creating the list of billers, you have to select the bank, department of the bank, city and IFSC code.
- Finally, you have to provide the billing amount and payment card details.
There are no drawbacks when the transfer is made via NEFT from SBI account. While the daily limit amount may vary depending on the bank you choose to make your NEFT credit card payment, you can make credit card payments using NEFT at any time.
Why should I make credit card payments through NEFT?
You can use this method to pay your bills anytime and anywhere. It is one of the safest methods of online payment. The charges for NEFT are low and there is no minimum or maximum limit on using it. If any mistake happens during the transaction, the money will be quickly refunded to your bank account. RBI monitors all NEFT transfers, so it is a reliable and well-established system.
What is IMPS and how to pay credit card bills through it?
IMPS (Immediate Payment Service) is an instant payment system used to transfer money from one bank account to another instantly. It is a 24×7 service, available even on holidays and weekends. IMPS can also be used to pay credit card bills.
- Login to your mobile banking app or internet banking portal.
- Select the IMPS option.
- Go to the ‘Bill Payment’ or ‘Credit Card Payment’ option.
- Fill in your credit card details and other required information.
- Enter the payment amount and confirm the payment.
If you want to pay SBI credit card bill through IMPS, then pay your bill by following the points given above.
FAQs
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Why use IMPS for credit card payments?
IMPS for credit card payments is used because it offers instant payments, is accessible anytime and anywhere, has reasonable fees, is reliable, and is user-friendly.
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What is the focus of the article mentioned in the paragraph?
The article focuses on providing information about how to pay an SBI credit card, especially for those who are not familiar with the payment process.
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Should I get a credit card from SBI Bank?
Yes, if there is any SBI branch near you then you can get a credit card by going to the office.
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