Yes Bank: How to Apply for Debit Card – YES Bank debit cards are very helpful, with enhanced purchasing limits, withdrawal limits and special value eligible services. Enjoy using debit cards across categories like electronics, consumer apparel, many more. Have the right to unlimited free transactions from any ATM in India.
YES Bank Debit Cards also provide you the convenience of online shopping. These cards also give you the opportunity to avail various offers and discounts. Additionally, with these cards, you get exclusive recognition and exclusive benefits. These cards help boost your financial transactions and provide you the facility to withdraw money and make payments without any hassle. Hence, YES Bank Debit Cards can be a real help for you.
Yes Bank Debit Cards
Yes Bank provides a variety of debit cards, each designed to suit different lifestyles and preferences. From the entry-level Yes Prosperity RuPay Debit Card to the premium Yes First World Debit Card, there’s something for everyone. These cards come with features like cashback, rewards points, and travel benefits, making them indispensable companions for your daily transactions.
YES Bank Debit Card Offers
- Get exclusive discounts for your shopping at Lenskart.com and Himalaya Optics.
- Enjoy up to 65% off on Aviator purchases at Lenskart.com.
- Get up to 30% off for shopping at Stylista.com and Jabong.com.
- Enjoy special offers on buying movie tickets and traveling.
- Avail 15% OFF when you shop at Infibeam.com.
- With YES Bank Silver Debit Card, you get to enjoy zero balance requirement.
Eligibility Criteria
To apply for a Yes Bank debit card, you need to meet certain eligibility criteria. Generally, you must be a resident of India and meet the bank’s minimum age requirement. Additionally, you’ll need to provide valid identification and address proof documents as per the bank’s guidelines.
How to Apply Online
Applying for a Yes Bank debit card online is quick and convenient. Simply visit the bank’s website, navigate to the debit cards section, and choose the card that best suits your needs. Fill out the online application form, providing accurate information and uploading the necessary documents. Once your application is submitted, you’ll receive a confirmation and your new debit card will be dispatched to your registered address.
| Withdrawal Type | Withdrawal Limit |
|---|---|
| Daily Cash withdrawal on Domestic and International | Rs. 1 Lakh |
| Daily Domestic Purchase Limit | Rs. 3 Lakh |
| Daily International Purchase Limit | Rs. 1 Lakh |
Applying Offline
If you prefer to apply for a debit card in person, you can visit your nearest Yes Bank branch. The bank’s staff will assist you in selecting the right card for you and guide you through the application process. Be sure to carry all required documents for verification purposes.
Activation Process
Upon receiving your new debit card, you’ll need to activate it before you can start using it. This can usually be done through the bank’s website or mobile app by following the provided instructions. It’s essential to activate your card promptly and take note of any security measures advised by the bank.
Managing Your Debit Card
Once your debit card is activated, you can manage it through Yes Bank’s online banking services. Here, you can track your transactions, set spending limits, and receive alerts for any suspicious activity. This helps you stay in control of your finances and ensures the security of your card.
Lost or Stolen Cards
In the unfortunate event that your debit card is lost or stolen, it’s crucial to act quickly to prevent unauthorized use. Contact Yes Bank’s customer support helpline immediately to report the loss and request a replacement card. The bank will guide you through the necessary steps to safeguard your account and issue a new card.
Fees and Charges
While Yes Bank offers a range of benefits with its debit cards, it’s essential to be aware of any associated fees and charges. These may include annual maintenance fees, transaction charges, and ATM withdrawal fees. By understanding these costs upfront, you can make informed decisions about your card usage and avoid unnecessary expenses.
| Type of Fee | Amount |
|---|---|
| Annual fee | Rs.599 |
| International balance enquiry | Rs.20 per transaction |
| International cash withdrawal | Rs.120 per transaction |
| Lost/stolen card replacement | Rs.149 per instance |
| Cross currency markup | 3.00% |
| Physical PIN regeneration | Rs.50 per instance |
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Customer Support
If you have any questions or need assistance with your Yes Bank debit card, don’t hesitate to reach out to the bank’s customer support team. Whether you prefer to contact them by phone, email, or through social media channels, help is always just a call or message away. Additionally, Yes Bank’s website features a comprehensive FAQ section where you can find answers to common queries.
FAQ – Yes Bank: How to Apply for Debit Card
Can I apply for a Yes Bank debit card if I’m not a resident of India?
Yes, non-residents may be eligible for certain Yes Bank debit cards. Please check with the bank for specific requirements.
Is there an age limit for applying for a Yes Bank debit card?
Yes, applicants must meet the bank’s minimum age requirement, which varies depending on the type of card.
How long does it take to receive my new debit card after applying online?
Typically, your new debit card will be dispatched within a few days of your online application being approved.
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Conclusion
Applying for a Yes Bank debit card is a straightforward process that can be done either online or offline. By choosing the right card for your needs and following the provided guidelines, you can enjoy the convenience and security of cashless transactions. Remember to manage your card responsibly, stay vigilant against fraud, and make the most of the benefits offered by Yes Bank.