SBI Bank Debit Card: Types, eligibility, benefits and Use: In today’s time, State Bank of India is the most popular bank of India and has the highest number of customers. Which provides many types of debit cards to its customers. In which the benefits of each debit card are different. Also, the withdrawal limit for any transaction also varies. If you shop with SBI card, you also get different rewards.
To make any transaction easy in today’s digital era, it is necessary to have a debit card. If you have a debit card, you can easily do any type of withdrawal or transaction. Through debit card you can enjoy facilities like Google Pay and Phone Pay. In this article, we have collected information about different debit cards of State Bank of India, which will make it easier for you to choose a good debit card.
SBI debit card eligibility criteria
To apply for SBI Debit Card, first of all it is mandatory for you to have a savings or current account in SBI branch. If based on the transactions done by you and your minimum account balance, SBI Bank can issue you a debit card. Through which you can do any type of shopping or payment. On the basis of which you will be earned rewards on your debit card by the bank.
Types of SBI Bank Debit Cards
Classic Debit Card
The Classic Debit Card offered by SBI is a standard debit card suitable for everyday transactions.
Silver Debit Card
The Silver Debit Card comes with added benefits such as higher transaction limits and discounts on select purchases.
Gold Debit Card
The Gold Debit Card offers enhanced features including cashback rewards and insurance coverage.
Platinum Debit Card
The Platinum Debit Card is the premium offering from SBI, providing exclusive privileges like airport lounge access and concierge services.
| Type of Charge | Amount |
|---|---|
| Annual Fee | Based on the card |
| Renewal Fee | Based on the card |
| Issuance Fee | Rs.100 to Rs.300 (+GST) |
| Replacement Fee | Rs.300 (+GST) |
| Balance Enquiry at International ATMs | Rs.25 (+GST) |
| Regeneration of PIN/Duplicate PIN | Rs.25 (+GST) |
Tips for using your SBI Debit Card
- Regular use of debit card is very important for the users.
- According to SBI, after every transaction the user should check the SMS to confirm the transaction.
- After withdrawing money from the ATM, it is important to handle the receipts safely.
- Card information should not be shared with anyone.
- There is a daily limit on debit card purchases.
- Debit cards cannot be used for transactions exceeding this amount, so users may be unable to do so.
Top 5 SBI Debit Cards in 2024
Here is a list of top 5 SBI debit cards from State Bank of India, chosen as per the needs of the customers:
- SBI My Card International Debit Card
- SBI Global International Debit Card
- SBI Platinum International Debit Card
- SBI IOCL Co-Branded Contactless RuPay Debit Card
- SBI Mumbai Metro Combo Card
How to Apply for a New SBI Debit Card?
When an SBI customer’s debit card is stolen or lost, it is very important to block the card as the first action. After successfully blocking the card, the customer should request a new card.
How to Apply for an SBI Bank Debit Card
Online Application Process
Customers can apply for an SBI Bank debit card through the bank’s official website by filling out an online application form and submitting the required documents.
- Sign in to your online banking account.
- Go to the “e-Services” tab and find “ATM Card Services.”
- Click on “Request ATM/Debit Card.”
- Choose the card you want to apply for.
Offline Application Process
Alternatively, individuals can visit their nearest SBI branch to apply for a debit card in person. They need to fill out a physical application form and provide the necessary documents to complete the process.
Tips for Safe Usage of SBI Bank Debit Cards
- Never share your PIN or OTP with anyone.
- Keep your card details confidential and avoid storing them on public devices.
- Regularly monitor your transaction history and report any suspicious activity to the bank immediately.
FAQ – SBI Bank Debit Card: Types, eligibility, benefits and Use
What is an SBI Bank Debit Card?
SBI Bank debit card is a payment card issued by the State Bank of India that allows users to make transactions directly from their bank account.
How can I apply for an SBI Bank Debit Card?
You can apply for an SBI Bank debit card online through the bank’s website or visit your nearest SBI branch for offline application.
What are the different types of SBI Bank Debit Cards?
SBI Bank offers various debit card options including Classic, Silver, Gold, and Platinum debit cards, each with unique features and benefits.
Conclusion
In this article, we have given you information about different debit cards of SBI. If you want to get any debit card of SBI, then you can get it directly by going to the bank or through online process. To get SBI Debit Card, it is mandatory for you to have an account in SBI branch. Through which you can get any debit card of SBI. If you liked this information then do share this article with your friends.